You don't know what type of day they are having. Tell them that they can order the coins directly from the Fed on your behalf. If they claim they can't do that, then asked to get the head teller or supervisor. Always be courteous but firm.
If banks claim they "don't carry" the Presidential Dollars, for example, let them know that all they need to do is order them.
Go up the management chain if you have to. If they keep insisting they won't order them, ask if there's another branch of the bank that will. Get them to call around for you to find what you need. After all, you're the customer! When you know a particular coin type is being released, call ahead and ask your bank to order the quantity you want, and hold it for you. If you like to put away rolls of mint-state coins of types that are hard to find in full rolls, such as nickels and dimes, call your bank every couple of days and check to see if any mint rolls came in.
Find out what day they usually get their Fed orders, and call that day. When they get some mint-state coins in, ask them to hold them for you.
By far, the best way to ensure a steady supply of bank wrapped rolls is to develop a relationship with a certain bank. Become friendly with the head teller or manager. Ask them to call you if someone deposits unusual items, like rolls of half dollars or large size dollars, such as Eisenhower Dollars. In fact, make it a habit always of asking the teller to check the vault for rolls and partial rolls of these coin types. Banks would love to clear out these oddments since they can't send them to the Fed until they acquire a certain amount.
Half dollars and large size dollars, among all types of currently circulating coins , are most likely to produce silver or valuable varieties! One of my juiciest sources of circulated coins is the company that services the Coinstar machines in my area.
People dump all kinds of old coins into those things! Another great source is the convenience store clerks. Sometimes people bring in whole rolls of wheat cents or silver coins to buy cigarettes and liquor. Develop a rapport with likely sources of great coins in your neighborhood, and let them know you collect! Pass out a business card and ask them to call you when interesting rolls show up. I get great coins this way! It may be obvious to you that a bank would need coins. Therefore, they would want to buy them from you or you can deposit them into your account.
However, the next time you go back to that bank, you might keep getting the same rolls of coin back. Therefore, you need to set up an account at another bank where you can deposit your coins so you will not keep getting the same coins back.
This is commonly referred to as the "dump bank. Other banks like Wells Fargo might be more accepting and will honor your request even if you are not a customer but many times it just comes down to your specific location and what kind of day the teller has had.
If you know you will be needing quarters on a regular basis over the span of several months or years, you probably should have a bank account with a local bank where you can always go in and get quarters without issues.
Also be on the lookout for ways to get free money when opening up an account. Tip: Use WalletFlo for all your credit card needs. For a grocery store, you can simply purchase something like a piece of candy or bottle of water and then ask for change in quarters.
You might have better odds if you approach the customer service desk at many places, too. At these desks, you may not have to make a purchase at all and they may be more willing to give up rolls of quarters. This would be my recommenced approach. Depending on how they are stocked in their register, stores may have to limit your quarter request to a certain amount. This approach is good for Sundays especially when banks are typically closed but note that the customer service desks might be closed during very early or late hours.
You could also insert a larger bill into a vending machine to get quarters. This same type of trick could be applied to other machines where quarters are often used like car washes, arcades, etc. Car washes can be good places if you need change late at night when other places are closed. Just make sure the machine is dispensing quarters and not tokens for the car wash. The only problem was that occasionally that machine would run out of change or it would not be functioning so be prepared with a back up plan.
The best back-up plan is to have a stash of quarters. If you're doing laundry, commercial laundromats usually have change machines, but they can be unreliable. Most college dorm laundromats, on the other hand, don't have change machines. You could try to insert a dollar into a vending machine, then press the change button.
However, it's a gamble, since you might get a dollar coin instead of quarters. Make a small purchase at a gas station or convenience store. You probably won't have any luck getting lots of quarters at a corner store, but it could be a quick way to get a couple dollars' worth. Buy a candy bar, and when the cashier makes your change, ask if they can give you 4 quarters for a dollar while they're at it.
Method 3. Ask cashiers for change in quarters whenever possible. When you make cash purchases, try to notice when a cashier hands you dimes and nickels instead of quarters. Ask if they can give you quarters instead. You can also try to exchange a few dollars or spare change for quarters whenever you check out at stores. Put your change into jars every day. Try keeping one jar for quarters and another for other coins. Check your car, pockets, furniture cushions, and other nooks and crannies for change routinely.
Plan ahead and buy more rolls than you'll need. Whether you need quarters for laundry or for your small business, estimate how many quarters you'll need. When you go to a bank or a major chain store's service desk, try to purchase enough quarters to hold you over for a while.
If possible, exchange that amount once per month instead of scrambling for change come laundry day. If you need to stock your small business's register, go to the bank once a week to deposit cash on hand and make change. A melted coin loses all value except for any scrap value it might contain in the form of silver, copper, tin or other metals. Not Helpful 8 Helpful Include your email address to get a message when this question is answered. If you buy a snack or drink from a vending machine, it often deposits coins as change.
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